Huhn & Associates assists clients with investigation relating to mortgage fraud and mortgage irregularities. Tim Huhn, President of Huhn & Associates, began investigating fraud and submission of false information on mortgage applications in 1973 while working on the FHA/VA Task Force with the Atlanta FBI office. After leaving the FBI, he formed Huhn & Associates.
Beginning in the late 1980's, Mr. Huhn assisted mortgage bankers, private mortgage insurance companies, title companies, lenders, and investors with investigation of irregularities in loan files, with quality control audits and with the validation of potential claims. Over the last four years, Atlanta, Georgia has become a "hotbed" of fraudulent mortgage activity with two zip codes in metro Atlanta rated number one and number three for fraudulent mortgage activity in the United States. Huhn & Associates maintains relationships with several private mortgage insurance companies for the handling of their mortgage investigations in the southeast. And, for over 20 months, Mr. Huhn has been assisting a law firm involved in litigation relating to hundreds of loans that contain false verifications, fraudulent appraisals and false tax returns and W-2's. This case is still ongoing.
Huhn & Associates has expanded its investigative resources by hiring former FBI agents who are familiar with fraudulent mortgage activity. In June 2005, Patricia Brooks was added to the mortgage fraud investigation team. With over 15 years of mortgage underwriting, processing and origination experience, Pat brings with her extensive loan process knowledge and experience. Her background and expertise bring another dimension to the experienced investigative team of Huhn & Associates for mortgage fraud investigation.
The mortgage industy expects the borrower to provide true and factual information. Any material misrepresented or omission of facts can serve as justification for:
- A mortgage insurance company to deny insurance coverage based upon fraud, or
- An investor's request to "buyback" a mortgage.
Huhn & Associates has the experience, quality of staff and in-depth knowledge required to assist with and document allegation of mortgage fraud.
